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Why Affirm?

Pay over time for the things you love

Pay in 4 or make monthly payments for bigger ticket items. Rates from 0-32% APR (subject to provincial regulatory limitations). See below for details.

Cabin Depot | Canada's Off-Grid Products: Power, Toilets, Appliances, Heaters for Cabins, RVs, and Remote Homes.

How to buy with Affirm

Cabin Depot | Canada's Off-Grid Products: Power, Toilets, Appliances, Heaters for Cabins, RVs, and Remote Homes.

Step 1

Fill your cart

Shop at many of your favourite stores and select Affirm at checkout. Then enter a few details for an instant decision. We do a soft credit check when you apply for any Affirm payment plan. This won’t impact your credit score. 

Cabin Depot | Canada's Off-Grid Products: Power, Toilets, Appliances, Heaters for Cabins, RVs, and Remote Homes.

Step 2

Choose how to pay

Select your payment plan, then confirm your loan. We’ll never charge more than you see up front.

For example: Let’s say you make a purchase of $1,000. Choose to make 4 biweekly, interest-free payments of $250 or pay over 3 ($333/mo), 6 ($166/mo) or 12 ($83/mo) months from 0-32% APR (subject to provincial regulatory limitations). Please see table for more details.

Cabin Depot | Canada's Off-Grid Products: Power, Toilets, Appliances, Heaters for Cabins, RVs, and Remote Homes.

Step 3

Make your payments

Manage your payments in the Affirm app or online, and set up AutoPay so you don’t miss a payment. But if you do, you’ll never pay any fees.

Questions? We’re here to help

Will Affirm affect my credit score?

Creating an Affirm account and seeing if you prequalify will not affect your credit score.

Does Affirm charge interest and fees?

Fees - We don’t charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account.

Interest - Depending on the size of your purchase and where you’re shopping, your payment plan may include interest. You’ll never owe more interest than you agree to on day one—so you always know exactly what you’re getting into.

What does it mean to prequalify?

When you prequalify, you get an estimate of how much you can spend with Affirm. You don’t have to use the full amount, and you’re not on the hook to pay anything back until you actually make a purchase. The final amount you qualify for is subject to eligibility criteria.

Can I use my PayBright login on Affirm?

PayBright is now Affirm! When you make your first purchase with Affirm, you willcreate a new account. If you have an existing PayBright loan, you can access your PayBright loan and account information through thePayBright portal.

Cabin Depot | Canada's Off-Grid Products: Power, Toilets, Appliances, Heaters for Cabins, RVs, and Remote Homes.

Example of a $3,000 purchase at 0% APR over a 12-month period. A down payment may be required.